Mercer Administration HSA Solution
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Examples of Qualified Medical Expenses*

 

 

  • Prescription drugs, including birth control
  • Doctor visits and other diagnostic and treatment services
  • Car controls for the physically challenged
  • Coinsurance costs for health care, prescription drug and dental plans
  • Dental X-ray, fillings, extraction and dentures
  • Orthodontia (such as braces)
  • Specially installed equipment if primary purpose is health care
  • Eye glasses, contact lenses, and solution
  • Guide dog or other animal, including maintenance

 

  • Hearing aids and batteries
  • In-vitro fertilization
  • Laser eye surgery
  • Routine physical exams
  • Stop-smoking programs
  • Special schools, including tutoring fees and tuition, for physically or mentally impaired
  • Transportation to and from health care providers
  • Vitamin and mineral supplements that can be obtained only by prescription
  • Qualified long-term care services and long-term care insurance
 


There are some exceptions to the Qualified Medical Expenses. Individuals can use their HSA account to pay for the following:

  • Cobra Coverage
  • A qualified long-term care insurance contract
  • Any health plan maintained while the individual is receiving unemployment compensation under federal or state law
  • For those age 65 or over (whether or not they are entitled to Medicare), any deductible health insurance (e.g., retiree medical coverage) other than medicare supplemental policy

Individuals cannot use their HSA Accounts for the following:

  • Health Insurance Premiums
  • Coverage contributions toward self-funded health coverage

*Please note: these are examples only and may be subject to change. Please refer to the Qualified Medical Expenses as defined in the Internal Revenue Code (IRC Section 213[d]).

 
   
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